1914 Monroe St

Madison, WI 53711

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Key Questions to Ask When Searching for an Accessible Home

Key Questions to Ask When Searching for an Accessible Home

person in wheelchair in kitchen

Buying a home can be a complex and time-consuming process. If you need that home to include certain accessibility features to accommodate a disability, the process can be even more of a challenge. With demand increasing, you should be able to work with your real estate agent to find a new home, but asking these important questions can also help you find the features that matter most when it comes to accessibility:

Can You Safely & Easily Move Around on Flooring?

When it comes to finding an accessible home, it may help to start your search from the bottom up. More specifically, if your disabilities make it more difficult for you to walk or if you use a wheelchair, consider…

Tips for Paying Off Your Mortgage in Less Time

Every dollar you add to your regular mortgage payment puts a larger dent in your principal balance. You can still make a difference with even small changes. Adding just 1 extra payment each year knocks years off your mortgage.

Here are ways you can save thousands and reduce years off your mortgage without big changes to your budget:

Biweekly vs. monthly payments

  • This will have a similar impact on your budget, but will result in 13 full-sized payments per year instead of 12 because there are 52 weeks per year.
  • You will be making half-sized payments every 2 weeks. If your mortgage is $1400 per month, pay $700 every other week.
  • If you have a $200,000, 30-year mortgage at 5% interest rate, paying biweekly will save you over $34,000 in interest and allow you to pay your mortgage off 5 years earlier!

Additional principal payments

  • Send additional funds marked for as principal only vs. principal and interest as your budget allows.
  • Depending on…